Call Us Today!
Two locations to serve you:
(931) 484-7660 or (615) 671-2323
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No "800" Numbers - Insurance Personalized to Fit Your Needs

Locally owned and operated, more than 30 years combined experience, representing dozens of carriers, we are YOUR source for Life Insurance! While many agencies promise low rates, we realize that your situation is unique and we will seek out the company who offers YOU the best price!

We specialize in all types of Life Insurance:

- Low-Cost Term Life Insurance
- Term Life Insurance for clients with diabetes and other impairments.
- Term Life with Living Benefits - Cancer/Heart Attack/Disability and more!
- Term Life with Return of Premium
- Term for Life (Guaranteed UL)
- Whole Life and Universal Life
- Key-Employee Insurance (and other business needs)
- Life Insurance as an Asset Class 


Get your personalized rates here in less than 20 seconds!


Q: Can I get Life Insurance without an exam?
A: You may be able to obtain up to $1,000,000 with no medical exam!

Q: Do I have to give you my social security number to see rates?
A: You do NOT have to provide this information to see our rates!

Q: What other products do you offer?
A: We represent many companies for Disability, Long-Term Care, and Annuities!

The Experience You Need, The Products You Want, The Service You Deserve 

Don't be fooled by offers of "Jet Underwriting" or "No Medical Questions." Think about it, if they don't underwrite you or ask medical questions then their rates will be based on the assumption you are morbidly sick! Even if you have diabetes, heart issues, or other coronary issues, in most cases we can obtain the lowest rates for you.

Get the policy that is right for you!