Call Us Today!
Two locations to serve you:
(931) 484-7660 or (615) 671-2323
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What will your legacy be?


There are no promises for tomorrow. Take care of your family now. We offer the convinience of quoting online, combined with experienced and locan experts to answer any questions

  • We have all the top carriers with the lowest rates based on your health.
  • Our company's rates are the same no matter what agent or website you buy from.
  • Why go to a out-of-state website who can share and re-sell your information?
  • We do NOT share your information with any third party marketing firms.
  • Is Term Life Insurance the best option for you? If you want to consider other plans we can provide the information to make an informed, educated decision!

Q: Can I get Life Insurance without an exam?
A: You may be able to obtain up to $1,000,000 with no medical exam!

Q: Do I have to give you my social security number to see rates?
A: You do NOT have to provide this information to see our rates!

Q: What other products do you offer?
A: We represent many companies for Disability, Long-Term Care, and Annuities!

The Experience You Need, The Products You Want, The Service You Deserve 

We specialize in all types of Life Insurance:

- Low-Cost Term Life Insurance
- Term Life Insurance for clients with diabetes and other impairments.
- Term Life with Living Benefits - Cancer/Heart Attack/Disability and more!
- Term Life with Return of Premium
- Term for Life (Guaranteed UL)
- Whole Life and Universal Life
- Key-Employee Insurance (and other business needs)
- Life Insurance as an Asset Class 

Don't be fooled by online-only insurance agencies. You may think you are getting a deal by shopping on the internet but that's not always the case. The premium rates on the internet are exactly the same as what we quote. The difference is if you buy on the internet the rep is probably new to the business and will be somewhere else in the next 6 months. Will they tell you whatever you want to hear just so they can make a sale? We have seen this game all too often and we find out people do not have the coverage they thought they did! We have been in this industry for many years and will be for many more years to come, so our reputation is of utmost importance.

When we quote you the "best" company we will quote what is best for you, not what we need to sell to hit any sort of quota. Can you be certain other agents will do the same?

Get the policy that is right for you!